@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/font-0.woff) format('woff');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/font-1.woff) format('woff');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/font-2.woff) format('woff');
}
@font-face {
  font-family: 'DM Sans';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/font-3.woff) format('woff');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(/assets/font-4.woff) format('woff');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 500;
  font-display: swap;
  src: url(/assets/font-5.woff) format('woff');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 600;
  font-display: swap;
  src: url(/assets/font-6.woff) format('woff');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 700;
  font-display: swap;
  src: url(/assets/font-7.woff) format('woff');
}
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 800;
  font-display: swap;
  src: url(/assets/font-8.woff) format('woff');
}

:root{--navy:#142e3b;--green:#185b48;--cream:#f7f6f0;--ink:#203b41;--muted:#5c6c6d;--line:#dae0d7;--gold:#c7a25d}*{box-sizing:border-box}body{margin:0;background:var(--cream);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65}h1,h2,h3,h4{font-family:'Manrope',Arial,sans-serif;line-height:1.15;letter-spacing:-.045em;color:var(--navy);margin:0 0 22px}h1{font-size:clamp(42px,5.3vw,76px);font-weight:600}h2{font-size:clamp(31px,3.3vw,46px);font-weight:500}h3{font-size:23px;letter-spacing:-.025em;font-weight:600}p{margin:0 0 20px}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button,.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 23px;background:var(--green);color:white;border:1px solid var(--green);border-radius:6px;font-weight:600;font-size:14px;line-height:1.5;transition:background .2s,transform .2s}.btn:hover,button:hover{background:#104332}.outline{color:var(--navy);background:transparent;border-color:#a6b3ad}.outline:hover{background:#e4e9df}.wrap{max-width:1232px;margin:auto;padding-left:38px;padding-right:38px}.nav{display:flex;align-items:center;justify-content:space-between;min-height:108px;gap:24px}header{border-bottom:1px solid var(--line);background:var(--cream)}.logo{font-family:'Manrope',sans-serif;font-size:33px;line-height:.9;letter-spacing:-2px;font-weight:800;display:inline-block}.logo span{display:block;font-size:15px;letter-spacing:-.5px;line-height:1.5}.logo i{font-style:normal;color:var(--green);font-size:22px;margin-left:6px}nav{display:flex;align-items:center;gap:28px}.navlink{font-size:13px;font-weight:600;border-bottom:2px solid transparent;padding:10px 0}.navlink:hover,.navlink.current{border-color:var(--green)}.smallbtn{padding:10px 20px}.menubtn{display:none}.hero{display:grid;grid-template-columns:1.12fr 1fr;gap:56px;padding-top:62px;padding-bottom:64px;align-items:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--green);margin-bottom:22px}.dot{display:inline-block;background:var(--green);width:7px;height:7px;border-radius:50%;margin-right:7px}.hero h1{font-size:clamp(40px,4.8vw,68px);line-height:1.1;letter-spacing:-.055em}.hero h1 em{font-family:Georgia,serif;color:var(--green);font-weight:400;letter-spacing:-.055em}.lead{font-size:18px;line-height:1.65;color:var(--muted);max-width:660px}.hero .lead{max-width:480px;font-size:16px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.heronote{font-size:11px;color:var(--muted);margin-top:23px}.heroart{height:493px;position:relative;border-radius:12px 100px 12px 12px;background:#d6dbce;overflow:hidden}.heroart img{width:100%;height:100%;object-fit:cover;object-position:52% center}.heroart:after{content:'';position:absolute;inset:35% 0 0;background:linear-gradient(transparent,#0e302ddd)}.imagebadge{position:absolute;bottom:31px;left:30px;z-index:1;color:#fff}.imagebadge span{font-size:9px;letter-spacing:.16em}.imagebadge strong{display:block;font-size:30px;line-height:1.25;margin-top:10px;font-weight:500;letter-spacing:-1px}.smallbadge{position:absolute;top:23px;left:23px;background:var(--cream);padding:10px 15px;border-radius:4px;font-size:11px}.smallbadge span{margin-left:22px}.strip{background:var(--navy);color:#fff}.strip .wrap{display:flex;justify-content:space-between;padding-top:21px;padding-bottom:21px;font-size:12px}.strip span:last-child{font-size:9px;letter-spacing:.17em;color:#bdd0c4}.section{padding-top:76px;padding-bottom:30px}.intro{display:grid;grid-template-columns:1fr 1fr;gap:70px;margin-top:32px;margin-bottom:20px}.intro>p:last-child{font-size:14px;color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.category{padding:25px 22px;border:1px solid var(--line);border-radius:8px;display:block;transition:transform .2s,background .2s}.category:hover{transform:translateY(-4px);background:#eaf0e5}.category .num{font-size:11px;color:var(--muted);display:block;margin-bottom:42px}.category h3{font-size:21px}.category p{font-size:13px;color:var(--muted);min-height:65px}.intro+.grid{grid-template-columns:repeat(4,1fr)}.textlink{display:inline-block;font-size:13px;font-weight:600;color:var(--green);background:none;border:0;padding:0}.textlink:hover{background:none;color:#092f23;text-decoration:underline}.card{padding:28px;background:#fff;border:1px solid var(--line);border-radius:9px}.card p{color:var(--muted);font-size:14px}.card h3{line-height:1.35}.sectiontop{display:flex;align-items:center;justify-content:space-between}.sectiontop p{font-size:14px;color:var(--muted);margin:0}.editorial{padding:0;background:none;border:0}.articlevisual{height:190px;border-radius:8px;padding:24px;display:flex;flex-direction:column;justify-content:space-between;margin-bottom:23px;background:#dae2d4}.articlevisual span{font-size:10px;letter-spacing:.13em}.articlevisual b{font:58px Georgia,serif;letter-spacing:-4px}.v1{background:#e9e4d2;color:#66522e}.v2{background:#1c5147;color:#e0e7d5}.editorial .eyebrow{font-size:9px}.editorial h3{font-size:22px}.toolpromo{display:grid;grid-template-columns:1fr 1fr;gap:80px;background:#e9eee3;border-radius:12px;padding:44px;margin-top:30px;align-items:center}.toolpromo p{font-size:15px}.budgetpreview{background:#fff;padding:26px;border-radius:8px;box-shadow:0 14px 30px #1c43330b}.budgetpreview>p{font-size:9px;letter-spacing:.12em}.budgetpreview div{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:14px 0;font-size:11px}.budgetpreview small{font-size:10px;display:block;margin-top:18px}.founder{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px;align-items:center;margin-top:30px}.portrait{min-height:300px;background:#e1e5d9;border-radius:10px;display:flex;align-items:center;justify-content:center;flex-direction:column}.portrait span{font:130px Georgia,serif;color:#93a893}.portrait small{font-size:11px;color:#516655}.newsletter{margin-top:80px;padding-top:48px;padding-bottom:48px;background:var(--navy);border-radius:12px;color:#e7eee8;display:grid;grid-template-columns:1.2fr 1fr;gap:65px}.newsletter h2{color:#fff;font-size:38px}.newsletter .eyebrow{color:#bfd3bf}.newsletter p{font-size:14px}.newsletter button{background:#d7e5c3;color:#163d32;border-color:#d7e5c3;margin-top:12px;width:100%}.newsletter .small{font-size:11px;margin-top:13px;color:#c8d2d3}.newsletter label{color:#fff}footer{background:#e9ece4;margin-top:80px;padding:55px 0 20px}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:60px}.footergrid p{font-size:16px;margin-top:20px}.footergrid small{font-size:11px;color:var(--muted)}h4{font-size:14px;letter-spacing:0}.footerlink{display:block;font-size:12px;margin-bottom:10px}.disclaimer{font-size:10px;color:#536563;border-top:1px solid #cad3c6;margin-top:40px;padding-top:25px;max-width:1000px}.footerbottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #cad3c6;padding-top:20px}.footerbottom small{font-size:10px}.footerbottom>div{display:flex;gap:18px}.footerbottom .footerlink{font-size:10px}.pagehead{background:#e9eee4;padding:65px 0}.pagehead h1{max-width:1000px}.pagehead .lead{max-width:760px}.topics{display:grid;grid-template-columns:repeat(2,1fr);gap:0 35px;margin-top:30px}.topics>div{display:flex;gap:20px;align-items:baseline;padding:22px 0;border-bottom:1px solid var(--line)}.topics span{font-size:12px;color:var(--green)}.topics h3{font-size:19px;margin:0}.twocol{display:grid;grid-template-columns:1.5fr 1fr;gap:35px}.notice{background:#edf0e8;border-left:3px solid #7a9165;padding:16px 20px;font-size:13px!important;color:#334a3d!important}.small{font-size:12px;color:var(--muted)}label{display:block;font-size:12px;font-weight:600;color:var(--ink);margin-bottom:16px}input,select,textarea{width:100%;display:block;border:1px solid #bac6bd;border-radius:5px;padding:12px;margin-top:7px;background:white;color:var(--ink);min-width:0}textarea{resize:vertical}.formgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:0 18px}.filters{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}.feedback{font-size:13px!important;margin:15px 0 0!important}.pill{font-size:11px;display:inline-block;padding:5px 12px;background:#e8eee2;color:var(--green);border-radius:20px;margin-bottom:20px}.articlebody{max-width:840px;padding-top:35px}.articlebody p{font-size:17px;line-height:1.85}.articlebody h2{font-size:29px;margin-top:45px}.articlebody .byline{font-size:12px}.articlebody .small{font-size:12px}.takeaway{padding:28px;background:#e5eddf;margin-top:38px;border-radius:8px}.videopreview{height:160px;background:#e4eadd;margin-bottom:25px;border-radius:7px;display:flex;align-items:center;justify-content:center;flex-direction:column}.videopreview span{font-size:35px}.videopreview small{font-size:11px}details{margin-top:20px;font-size:13px}summary{cursor:pointer;font-weight:600}.tooltabs{display:flex;gap:10px;flex-wrap:wrap;margin:30px 0}.tooltab{background:transparent;color:var(--green);font-size:12px;padding:10px 16px}.tooltab.active{background:var(--green);color:white}.calculator{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;background:#fff;border:1px solid var(--line);border-radius:10px;padding:36px}.calculator[hidden]{display:none}.result{background:#eaf0e4;align-self:start}.result h3{font-size:34px;margin-top:10px}.result dl{margin:20px 0}.result dt{font-size:12px;color:#53685d;margin-top:16px}.result dd{margin:0;font-weight:600}.result .actions{gap:24px}.bar{height:12px;display:flex;border-radius:8px;overflow:hidden;background:#d1d9c9;margin-top:24px}.bar span{background:var(--green);display:block}.skip{position:absolute;left:20px;top:-100px;z-index:10;background:white;padding:15px}.skip:focus{top:10px}:focus-visible{outline:3px solid #b08c42;outline-offset:4px}[hidden]{display:none!important}
@media(min-width:1400px){.hero{padding-top:78px;padding-bottom:78px}}@media(max-width:1000px){nav{gap:16px}.wrap{padding-left:25px;padding-right:25px}.hero{gap:30px}.heroart{height:450px}.hero h1{font-size:49px}.intro+.grid{grid-template-columns:repeat(2,1fr)}.newsletter{margin-left:25px;margin-right:25px}.toolpromo{gap:30px}}@media(max-width:760px){.nav{min-height:85px;position:relative}.menubtn{display:block;padding:8px 14px;font-size:12px}nav{display:none;position:absolute;top:84px;left:0;right:0;background:var(--cream);padding:20px 25px;z-index:9;box-shadow:0 10px 20px #1232;flex-direction:column;align-items:stretch;gap:3px}nav.open{display:flex}.hero{grid-template-columns:1fr;padding-top:40px;padding-bottom:35px;gap:25px}.hero h1{font-size:clamp(39px,9vw,64px)}.hero .lead{font-size:15px}.heroart{height:350px;border-radius:10px 65px 10px 10px}.hero .eyebrow{font-size:9px}.strip .wrap{display:block;font-size:11px}.strip span:last-child{display:none}.section{padding-top:50px;padding-bottom:15px}.intro{grid-template-columns:1fr;gap:0}.grid{grid-template-columns:1fr;gap:16px}.intro+.grid{grid-template-columns:repeat(2,1fr);gap:12px}.category{padding:20px 16px}.category h3{font-size:18px}.category p{font-size:12px}.category .num{margin-bottom:25px}.category .textlink{font-size:11px}.sectiontop{display:block}.sectiontop a{margin-top:12px}.articlevisual{height:180px}.toolpromo{grid-template-columns:1fr;padding:25px;gap:28px}.founder{grid-template-columns:1fr;gap:30px}.portrait{min-height:240px}.newsletter{grid-template-columns:1fr;margin-top:50px;padding:30px 25px;gap:20px}.newsletter h2{font-size:31px}.footergrid{grid-template-columns:1fr 1fr;gap:35px}.footergrid>div:first-child{grid-column:1/-1}.footerbottom{flex-wrap:wrap}.pagehead{padding:42px 0}.pagehead h1{font-size:40px}.pagehead .lead{font-size:16px}.twocol,.calculator{grid-template-columns:1fr}.calculator{padding:23px;gap:25px}.topics{grid-template-columns:1fr}.filters{grid-template-columns:1fr;gap:0}.formgrid{grid-template-columns:1fr}.section h2{max-width:100%}.result h3{font-size:28px}}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}@media print{header,footer,.tooltabs,.pagehead,.calcform,.result .actions,.notice{display:none!important}.calculator[hidden]{display:none!important}.calculator{display:block;border:0}.result{break-inside:avoid}.wrap{padding:0}.section{padding-top:0}body{background:white}}
.corporate .pagehead{background:#142e3b}.corporate .pagehead h1{color:#fff}.corporate .pagehead .eyebrow{color:#d2b57a}.corporate .pagehead .lead{color:#d5dfdf}.corporate .card{border-top:3px solid #b69758}

.allocation{width:100%;height:12px;accent-color:var(--green);margin:20px 0;border:0}

.enquiryreview{margin-top:24px;border-top:1px solid var(--line);padding-top:24px}.messagereview{white-space:pre-wrap;overflow-wrap:anywhere;font:13px/1.7 "DM Sans",sans-serif;background:var(--cream);padding:18px;border-radius:6px;max-height:320px;overflow:auto}.enquiryreview .small{margin-top:18px}.footerlink[href^="mailto:"]{overflow-wrap:anywhere}

.heroart img.founderhero{object-position:center 24%}.heroart .imagebadge strong{font-size:25px}.realportrait{overflow:hidden;background:#d7d4cd}.realportrait img{display:block;width:100%;height:420px;object-fit:cover;object-position:center 20%}.learningcta{display:flex;flex-direction:column;justify-content:center;gap:16px}.newsletter .learningcta .btn{background:#d7e5c3;color:#163d32;border-color:#d7e5c3}.newsletter .learningcta .outline{background:transparent;color:#fff;border-color:#9caca8}.sessionfeature{display:grid;grid-template-columns:1fr 1.2fr;gap:45px;align-items:center;margin-top:32px;padding:30px;background:#e9eee4;border-radius:12px}.sessionfeature img{width:100%;height:430px;object-fit:cover;object-position:center;border-radius:8px}.sessionfeature li{margin-bottom:9px}.sessionfeature ul{padding-left:20px}#workshop-enquiry{scroll-margin-top:30px}@media(max-width:760px){.sessionfeature{grid-template-columns:1fr;gap:25px;padding:20px}.sessionfeature img{height:340px}.realportrait img{height:370px}.heroart img.founderhero{object-position:center 20%}.heroart{height:410px}}

/* Consistent social and contact icon treatment. */
.social-link{display:inline-flex;align-items:center;gap:10px;vertical-align:middle;max-width:100%}
.social-icon{display:block;width:20px;height:20px;flex:0 0 20px;fill:currentColor}
.social-link span{min-width:0;overflow-wrap:anywhere}
.social-link.footerlink{display:flex;width:fit-content;min-height:40px;margin:0}
.social-link.textlink{min-height:44px;line-height:1.5}
.social-link:focus-visible{outline:3px solid var(--gold);outline-offset:4px;border-radius:4px}
.social-link:hover span{text-decoration:underline;text-underline-offset:4px}
@media(max-width:480px){.social-link.btn{padding:12px 16px;gap:9px}}

/* Learning paths, clear navigation and reading experience. */
:root{--focus:#a97825}
:focus-visible{outline:3px solid var(--focus);outline-offset:4px}
html{scroll-padding-top:24px}
button:disabled{opacity:.5;cursor:not-allowed;transform:none}
input,select,textarea{max-width:100%;min-height:46px}
input:read-only{background:#edf0e8}
input:focus,select:focus,textarea:focus{border-color:var(--green);outline:2px solid #185b4840;outline-offset:2px}
nav{gap:21px}
nav .navlink{white-space:nowrap}
.quickstart{display:flex;gap:40px;align-items:center;justify-content:space-between;margin-top:36px;padding-top:28px;padding-bottom:28px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.quickstart h2{font-size:28px;margin-bottom:12px}.quickstart p{max-width:650px;margin-bottom:0}.quickstart .eyebrow{margin-bottom:10px}.quickstart .btn{flex-shrink:0}
.pathcard{position:relative}.pathnumber{font:500 38px/1 'Manrope',sans-serif;color:var(--green);display:block;margin-bottom:28px}.pathcard ol{padding-left:20px;margin-bottom:0}.pathcard li{padding:8px 0}.pathcard .textlink{font-size:14px}
.breadcrumb{padding-top:22px;padding-bottom:0}.breadcrumb ol{display:flex;align-items:center;flex-wrap:wrap;list-style:none;margin:0;padding:0;gap:6px 12px;font-size:12px;color:var(--muted)}.breadcrumb li+li:before{content:'/';margin-right:12px;color:#7c8983}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}.breadcrumb li:last-child{color:var(--ink)}
.faq-list{max-width:900px}.faq-list details{border-bottom:1px solid var(--line);padding:20px 0}.faq-list summary{font:600 18px/1.5 'Manrope',sans-serif;cursor:pointer;padding:5px 28px 5px 0}.faq-list details p{padding-top:18px;margin-bottom:0;max-width:780px}.faq-list details[open] summary{color:var(--green)}
.processgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin:28px 0}.processgrid b{display:block;margin-bottom:12px;color:var(--green)}.processgrid p{font-size:15px}
.article-toc{border:1px solid var(--line);border-radius:8px;padding:20px 24px;background:#edf1e8;margin:25px 0}.article-toc summary{cursor:pointer;font-weight:700}.article-toc ol{padding-left:20px;margin-bottom:0}.article-toc a,.sourcebox a{text-decoration:underline;text-underline-offset:4px}.article-toc li,.sourcebox li{padding:5px 0}
.articlebody h2{scroll-margin-top:25px}.articlebody .practice{border-top:2px solid var(--green);margin:40px 0;padding-top:26px}.articlebody .practice h2{margin-top:0}.articlebody li{margin-bottom:10px}.articlebody .sourcebox{border:1px solid var(--line);padding:24px;border-radius:8px;background:#fff}.articlebody .sourcebox h2{font-size:22px;margin-top:0}.sourcebox ul{padding-left:20px}.sourcebox a{font-size:14px;overflow-wrap:anywhere}.article-actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-bottom:24px}.article-actions button{padding:9px 14px}.copy-status{font-size:13px;overflow-wrap:anywhere}.articlebody .notice{font-size:14px}
.site-search{max-width:850px;margin-bottom:20px}.site-search label{display:block;font-weight:600;margin-bottom:10px}.searchrow{display:flex;gap:12px}.searchrow input{flex:1;min-width:0;margin:0}.search-title{font-size:22px!important;margin-bottom:14px!important}.search-title a:hover{text-decoration:underline;text-underline-offset:4px}#site-search-results{margin-top:28px}#site-search-status{color:var(--muted)}
#clear-filters{padding:8px 15px;margin-bottom:14px}.result dl{overflow-wrap:anywhere}.allocation{width:100%}.result h3{overflow-wrap:anywhere}.calculator>div,.calculator>aside,.twocol>*,.grid>*{min-width:0}
@media(min-width:761px) and (max-width:1080px){nav{gap:12px}.nav{gap:18px}.nav .logo{font-size:27px}.navlink{font-size:12px}.smallbtn{padding:10px 12px}.wrap{padding-left:24px;padding-right:24px}}
@media(max-width:900px){.quickstart{gap:24px;flex-wrap:wrap}.processgrid{grid-template-columns:1fr;gap:12px}}
@media(max-width:760px){.quickstart{margin-top:24px;padding-top:24px;padding-bottom:24px}.breadcrumb{padding-top:18px}.breadcrumb ol{font-size:11px}.footergrid{gap:25px}.pathcard{padding:24px}.pathnumber{font-size:30px}.searchrow{flex-direction:column}.searchrow button{align-self:flex-start}.articlebody h2{font-size:26px}.articlebody p{font-size:16px}.articlebody .sourcebox{padding:20px}.article-toc{padding:18px}.nav nav{max-height:calc(100dvh - 100px);overflow-y:auto}.footerlink{min-height:35px}.card .btn{max-width:100%}}
@media(max-width:380px){.wrap{padding-left:18px;padding-right:18px}.footergrid{grid-template-columns:1fr}.footergrid>div:first-child{grid-column:auto}.hero h1{font-size:38px}.pagehead h1{font-size:34px}.social-link.btn{font-size:13px}.tooltabs{gap:6px}.tooltab{padding:10px 12px;font-size:12px}}
@media print{.breadcrumb,.article-actions,.article-toc,.quickstart,.site-search,.copy-status{display:none!important}.articlebody{max-width:none;padding:0}.articlebody .pagehead{display:block}.sourcebox{break-inside:avoid}.practice{break-inside:avoid}a{color:#111}body{font-size:11pt}.articlebody p{font-size:11pt}.articlebody h2{font-size:18pt}.articlebody .notice{display:block!important}main>section.pagehead:has(h1){display:block}.pagehead h1{font-size:24pt}}
@media(max-width:1000px){.nav{min-height:85px;position:relative}.menubtn{display:block;padding:8px 14px;font-size:12px;min-height:44px}#navigation{display:none;position:absolute;top:84px;left:0;right:0;background:var(--cream);padding:20px 25px;z-index:9;box-shadow:0 10px 20px #1232;flex-direction:column;align-items:stretch;gap:3px;max-height:calc(100dvh - 100px);overflow-y:auto}#navigation.open{display:flex}#navigation .navlink{font-size:15px;min-height:44px;padding:10px 0}}
.card .textlink{display:inline-flex;align-items:center;min-height:44px}.noscript-help{padding-top:20px;padding-bottom:20px;background:#f1e8d4}.noscript-help a{text-decoration:underline}
.growth-visual{margin-top:24px;padding-top:24px;border-top:1px solid var(--line)}.growth-visual h4{font-size:17px;letter-spacing:-.02em}.growth-chart{display:block;width:100%;height:auto}.chart-axis{fill:none;stroke:#96a69b;stroke-width:1}.chart-paid{fill:none;stroke:#775a23;stroke-width:3;stroke-dasharray:6 5}.chart-value{fill:none;stroke:var(--green);stroke-width:3}.growth-chart text{fill:var(--ink);font:14px 'DM Sans',sans-serif}.chart-legend{display:flex;gap:15px;flex-wrap:wrap;font-size:12px}.chart-legend span:before{content:'';display:inline-block;width:20px;vertical-align:middle;margin-right:6px;border-top:3px solid var(--green)}.chart-legend .legend-paid:before{border-color:#775a23;border-top-style:dashed}.growth-visual summary{cursor:pointer;font-weight:600;font-size:14px;min-height:40px}.chart-table{overflow:auto;max-height:360px}.chart-table table{width:100%;border-collapse:collapse;font-size:12px}.chart-table caption{text-align:left;padding:10px 0}.chart-table th,.chart-table td{padding:8px 6px;border-bottom:1px solid var(--line);text-align:right;overflow-wrap:anywhere}.chart-table th:first-child{text-align:left}.chart-table thead{background:#e8eee2}
@media print{.growth-visual{break-inside:avoid}.chart-table{max-height:none;overflow:visible}}
.chart-point{fill:var(--green)}

/* Editorial design: tactile imagery, distinct learning objects and honest example charts. */
:root{--navy:#102f3c;--green:#176149;--cream:#faf8f2;--line:#dce3d8;--gold:#c6a15b}
body{background:var(--cream)}
header{background:#faf8f2f5}
.hero{gap:42px;padding-top:52px;padding-bottom:58px;grid-template-columns:1fr 1.02fr}
.hero h1{font-weight:600;font-size:clamp(42px,4.9vw,70px);letter-spacing:-.055em}
.hero h1 em{color:var(--green);position:relative}
.hero .lead{font-size:17px;max-width:480px}
.btn,button{border-radius:9px;min-height:46px}
.btn:hover,button:hover{transform:translateY(-2px)}
.btn.outline:hover{background:#e9eee3}
.brand-stilllife{height:510px;border-radius:28px 100px 28px 28px;background:#f1e9da;border:1px solid #e7decd;overflow:hidden;box-shadow:0 24px 65px #173d3110}
.brand-stilllife:after{display:none}
.brand-stilllife>img{object-fit:cover;object-position:52% center;position:relative;z-index:1}
.hero-learning-tag{position:absolute;z-index:3;bottom:24px;left:20px;display:flex;gap:12px;align-items:center;background:#fffdf5f5;padding:16px 20px;border:1px solid #fff;border-radius:15px;box-shadow:0 8px 28px #172e2914;color:var(--navy);font-size:12px}
.hero-learning-tag strong{display:block;font-size:17px;font-family:'Manrope',sans-serif;line-height:1.5}
.hero-learning-tag .topic-icon{width:38px;height:38px;color:var(--green)}
.hero-art-label{position:absolute;z-index:3;top:22px;left:20px;background:var(--navy);color:white;padding:9px 14px;font-size:9px;letter-spacing:.12em;border-radius:25px;box-shadow:0 6px 20px #173d3112}.hero-art-label .dot{background:#d1e1bd}
.hero-orbit{position:absolute;border:1px solid #b9c9af;border-radius:50%;pointer-events:none}.orbit-one{width:280px;height:280px;right:-80px;top:-100px}.orbit-two{width:180px;height:180px;left:-80px;bottom:-50px}
.strip{background:var(--navy)}.strip .wrap{font-size:12px;letter-spacing:.025em}
.quickstart{background:#eef2e8;border:1px solid var(--line);border-radius:18px;margin-top:38px;padding-top:26px;padding-bottom:26px}.quickstart h2{font-size:27px}
.section{padding-top:84px;padding-bottom:28px}.section h2{letter-spacing:-.04em}.eyebrow{color:var(--green)}
.card{border-radius:16px;border-color:#dfe5dc;box-shadow:0 4px 18px #173d3104;transition:box-shadow .22s,border-color .22s,transform .22s}
a.card:hover,.category:hover{transform:translateY(-4px);box-shadow:0 16px 32px #173d310c;border-color:#a3baa5}
.category{border-radius:16px;background:#f0f3e9;padding:25px 24px;min-height:290px}
.category:nth-child(2){background:#f7eedc}.category:nth-child(3){background:#eaf0f1}.category:nth-child(4){background:#edece5}
.category-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:28px}.category-top .num{margin:0;color:#61746c;align-self:flex-start}
.category .topic-icon{width:59px;height:59px}.category h3{font-size:22px}.category p{font-size:14px}.topic-icon{color:var(--green)}
.illustrated-cover{height:215px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:space-between;background:#e4ece0;border-radius:12px;padding:20px}
.illustrated-cover>span:first-child{position:relative;z-index:2;font-size:10px;letter-spacing:.12em;color:#1f483a}
.illustrated-cover .cover-object{width:126px;height:126px;align-self:center;display:grid;place-items:center;border-radius:28px;background:#fffaf0;box-shadow:10px 14px 0 #b3c6aa55;transform:rotate(-8deg);position:relative;z-index:1;margin-top:2px}
.cover-object .topic-icon{width:78px;height:78px;stroke-width:1.6}.illustrated-cover.v1{background:#f2e5c9}.illustrated-cover.v1 .cover-object{transform:rotate(8deg);border-radius:50%;box-shadow:10px 14px 0 #c6a15b33}.illustrated-cover.v2{background:#dce7eb}.illustrated-cover.v2 .cover-object{transform:rotate(-4deg);box-shadow:10px 14px 0 #93aeba44}
.cover-orbit{position:absolute;width:210px;height:210px;border:1px solid #859f7c55;border-radius:50%;right:-80px;top:40px}
.toolpromo{border-radius:24px;background:#eaf0e4;gap:38px;padding:40px}.budgetpreview{border-radius:18px;box-shadow:0 18px 45px #21422e0c;padding:24px}
.budget-figure{margin:0}.budget-figure h3{font-size:22px;margin-bottom:16px}.budget-figure figcaption .eyebrow{display:block;margin-bottom:12px;font-size:9px}
.donut-layout{display:flex!important;align-items:center;gap:20px!important;flex-wrap:wrap;border:0!important;padding:0!important}.budget-donut{width:180px;height:180px;flex:0 0 180px;overflow:visible}.donut-amount{font:600 29px 'Manrope',sans-serif;fill:var(--navy)}.donut-label{font:600 7px 'DM Sans',sans-serif;letter-spacing:1px;fill:#52685e}
.budget-essential{stroke:#176149;background:#176149}.budget-commitments{stroke:#163a49;background:#163a49}.budget-savings{stroke:#b9852b;background:#b9852b}.budget-flexible{stroke:#8da481;background:#8da481}
.budget-legend{list-style:none;padding:0;margin:0;flex:1;min-width:170px}.budget-legend li{display:flex;align-items:center;gap:8px;font-size:12px;padding:8px 0}.budget-legend strong{margin-left:auto;font-size:13px}.legend-dot{display:block;width:9px;height:9px;border-radius:50%;flex-shrink:0}.budget-figure .small{font-size:11px;line-height:1.6;margin:18px 0 0!important;color:#5d7167}
.savings-story{display:grid;grid-template-columns:1fr 1fr;gap:50px;background:var(--navy);border-radius:26px;margin-top:70px;padding-top:48px;padding-bottom:48px;position:relative;overflow:hidden}
.story-copy{align-self:center;position:relative}.story-copy>.eyebrow{color:#c4d9af}.story-copy h2{color:#fffaf0;font-size:clamp(30px,3.1vw,45px);line-height:1.2;letter-spacing:-.035em}.story-copy h2 em{font-family:Georgia,serif;font-weight:400;color:#d4e3ba}.story-copy>p{color:#d2dedc;font-size:16px}.story-copy .story-assumption{font-size:11px;line-height:1.6;margin-top:18px}.story-copy .btn{background:#d8e7bc;color:#173d32;border-color:#d8e7bc;margin-top:4px}
.saving-choices{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.saving-choices button{background:transparent;border:1px solid #738e8d;color:white;padding:10px 13px;display:block;min-width:70px;font-size:19px}.saving-choices small{display:block;font-size:9px;font-weight:400;line-height:1.3}.saving-choices button[aria-pressed=true]{background:#f7f3e7;color:var(--navy);border-color:#f7f3e7}.saving-choices button:hover{background:#32545c;transform:none}.saving-choices button[aria-pressed=true]:hover{background:#fffaf0}
.saving-chart-card{margin:0;background:#fffef8;border-radius:19px;padding:28px;box-shadow:0 20px 45px #0002;min-width:0;align-self:center}.saving-chart-card .eyebrow{font-size:10px;margin-bottom:8px;display:block}.saving-total{margin-bottom:4px;display:flex;align-items:center;gap:17px}.saving-total strong{font:600 48px 'Manrope',sans-serif;letter-spacing:-3px;color:var(--green)}.saving-total span{font-size:12px;color:#62716d;max-width:100px;line-height:1.5}
#saving-bars{display:block;width:100%;height:auto;margin:12px 0}.saving-grid{stroke:#cdd9cd;stroke-width:1;fill:none}.saving-bar{fill:#176149}.saving-bar[data-month="12"]{fill:#b9852b}#saving-bars text{font:13px 'DM Sans',sans-serif;fill:#38544a}.saving-bar-label{font-weight:600!important;fill:var(--green)!important}#saving-summary{font-size:12px;margin:0 0 12px;color:#4b6258}.saving-chart-card summary{font-size:12px;cursor:pointer;padding:8px 0;color:var(--green)}.saving-values{border-collapse:collapse;width:100%;font-size:12px}.saving-values caption{text-align:left;color:var(--muted);padding:10px 0}.saving-values td,.saving-values th{padding:6px;border-bottom:1px solid var(--line);text-align:left}
.community-panel{display:grid;grid-template-columns:1.05fr 1fr;gap:48px;align-items:center;margin-top:76px;margin-bottom:25px}.community-image{position:relative;overflow:hidden;border-radius:20px 65px 20px 20px;background:#e5ddcf;min-width:0}.community-image img{display:block;width:100%;height:410px;object-fit:cover;object-position:center}.image-note{position:absolute;bottom:14px;left:14px;background:#fff8edeb;padding:6px 10px;border-radius:5px;font-size:9px;color:#415c52}
.community-copy h2{font-size:clamp(30px,3.1vw,43px);line-height:1.2}.community-copy h2 em{font-family:Georgia,serif;font-weight:400;color:var(--green)}.community-copy p{font-size:15px;color:var(--muted)}.audience-tags{display:flex;gap:8px;flex-wrap:wrap;margin:24px 0}.audience-tags span{border:1px solid #c4d3be;border-radius:30px;background:#edf2e6;font-size:11px;padding:5px 12px;color:#365a45}
.topic-card>.topic-icon{width:60px;height:60px;margin-bottom:24px}.topic-card:nth-child(2){background:#faf3e5}.topic-card:nth-child(3){background:#eef3f5}.topic-card:nth-child(4){background:#eef2e9}.path-heading{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:24px}.path-heading .pathnumber{margin:0}.path-heading .topic-icon{width:48px;height:48px}
.pagehead{background:#eff2e8;position:relative;border-bottom:1px solid #e1e6d9}.pagehead .wrap{position:relative}.pagehead h1{max-width:900px}.page-topic-art{float:right;margin:0 0 15px 30px;width:125px;height:125px;background:#faf8ed;border-radius:28px;display:grid;place-items:center;transform:rotate(5deg);box-shadow:10px 12px 0 #dce5d2}.page-topic-art .topic-icon{width:80px;height:80px}
.founder .realportrait{border-radius:18px 70px 18px 18px;box-shadow:12px 14px 0 #e3eadb}.newsletter{border-radius:24px;background:#123d3c;position:relative}.newsletter .eyebrow{color:#bdd6aa}.newsletter h2{color:#fffaf0}
.articlebody>.budget-figure,.inflation-figure{padding:28px;background:#edf2e6;border:1px solid var(--line);border-radius:18px;margin:36px 0}.articlebody .budget-donut{width:220px;height:220px;flex-basis:220px}.articlebody .budget-legend{max-width:300px}.inflation-figure svg{width:100%;max-width:480px;height:auto;display:block;margin:auto}.inflation-figure svg text{font:16px 'DM Sans',sans-serif;fill:var(--ink)}.before-bar{fill:#8da481}.after-bar{fill:#176149}.inflation-figure h3{margin-top:0}.inflation-figure .small{font-size:12px}
@media(min-width:761px){.intro+.grid{grid-template-columns:repeat(4,1fr)}.category{padding:23px 19px}.category h3{font-size:20px}}
@media(max-width:1100px){.hero{gap:28px}.brand-stilllife{height:480px}.savings-story{gap:28px}.saving-chart-card{padding:22px}.toolpromo{padding:28px}.donut-layout{gap:10px!important}.budget-donut{width:150px;height:150px;flex-basis:150px}.community-panel{gap:30px}.community-image img{height:390px}}
@media(max-width:760px){.hero{grid-template-columns:1fr;padding-top:35px;gap:28px}.hero h1{font-size:clamp(42px,10vw,66px)}.hero .lead{font-size:16px}.brand-stilllife{height:auto;aspect-ratio:1.25;border-radius:20px 65px 20px 20px}.brand-stilllife>img{height:100%;object-fit:cover}.hero-learning-tag{padding:11px 14px;bottom:16px;left:14px;gap:8px;font-size:10px}.hero-learning-tag strong{font-size:14px}.hero-learning-tag .topic-icon{width:30px;height:30px}.hero-art-label{top:15px;left:14px;font-size:8px;padding:7px 11px}.section{padding-top:54px}.quickstart{border-radius:15px;margin-top:25px}.quickstart h2{font-size:25px}.category{min-height:265px;padding:20px 16px}.category-top{margin-bottom:20px}.category .topic-icon{width:46px;height:46px}.category h3{font-size:19px}.category p{font-size:13px}.category .num{font-size:9px}.illustrated-cover{height:210px}.toolpromo{padding:22px;border-radius:18px;gap:24px}.budgetpreview{padding:22px}.budget-donut{width:165px;height:165px;flex-basis:165px}.donut-layout{justify-content:center;gap:15px!important}.budget-legend{max-width:320px}.savings-story{grid-template-columns:1fr;gap:28px;margin-top:45px;padding-top:30px;padding-bottom:30px;border-radius:18px}.story-copy h2{font-size:34px}.story-copy>p{font-size:15px}.saving-chart-card{padding:22px}.saving-choices button{min-width:64px;font-size:18px;padding:9px 12px}.saving-total strong{font-size:43px}.community-panel{grid-template-columns:1fr;gap:28px;margin-top:50px}.community-image{border-radius:18px 55px 18px 18px}.community-image img{height:auto;aspect-ratio:1.25;object-fit:cover}.community-copy h2{font-size:33px}.community-copy .btn{font-size:13px}.page-topic-art{width:68px;height:68px;float:none;margin:0 0 24px;border-radius:16px;box-shadow:6px 7px 0 #dce5d2}.page-topic-art .topic-icon{width:46px;height:46px}.articlebody>.budget-figure,.inflation-figure{padding:20px}.newsletter{border-radius:18px}.topic-card>.topic-icon{width:50px;height:50px;margin-bottom:18px}}
@media(max-width:380px){.hero h1{font-size:39px}.intro+.grid{grid-template-columns:1fr}.category{min-height:0}.category-top{margin-bottom:16px}.category .num{margin:0}.saving-chart-card{padding:16px}.saving-choices{gap:6px}.saving-choices button{min-width:56px;padding:8px 10px}.story-copy h2{font-size:30px}.budgetpreview{padding:18px}.hero-learning-tag{bottom:12px;left:12px}.hero-learning-tag strong{font-size:12px}.hero-learning-tag .topic-icon{width:25px;height:25px}.community-copy h2{font-size:29px}}
@media(prefers-reduced-motion:reduce){.btn:hover,button:hover,a.card:hover,.category:hover{transform:none}}
@media print{.hero-orbit,.hero-art-label,.hero-learning-tag,.saving-choices{display:none}.savings-story{background:white;color:#111;display:block}.story-copy h2,.story-copy h2 em,.story-copy>p{color:#111}.community-panel{display:block}.community-image{max-width:400px}.budget-figure,.inflation-figure{break-inside:avoid}.pagehead{background:white}.page-topic-art{display:none}}
/* Practical learning features. */
.journey-form{max-width:950px;margin:auto}.journey-form h2{font-size:32px}.journey-result{background:#edf2e6;border:1px solid var(--line);border-radius:12px;padding:24px;margin-top:26px}.journey-result li{padding:8px 0}.journey-result a,.source-links a{text-decoration:underline;text-underline-offset:4px}.source-links li{margin:12px 0}.challenge-control{margin-bottom:40px;background:#edf2e6}.challenge-control progress{width:100%;height:14px;accent-color:var(--green);margin-bottom:18px}.checkline{display:flex;align-items:center;gap:12px;cursor:pointer}.checkline input,.challenge-day input{width:20px;height:20px;min-height:20px;accent-color:var(--green);flex-shrink:0}.challenge-week{margin:38px 0}.challenge-week h2{font-size:28px}.challenge-list{display:grid;grid-template-columns:1fr 1fr;gap:15px}.challenge-day{background:white;border:1px solid var(--line);border-radius:12px;padding:20px}.challenge-day label{display:flex;gap:14px;align-items:flex-start;cursor:pointer;margin:0}.challenge-day label small{display:block;font-size:10px;color:var(--green);letter-spacing:.12em;margin-bottom:5px}.challenge-day label strong{font-size:16px;line-height:1.4;display:block}.challenge-day p{font-size:13px;line-height:1.7;margin:13px 0 0 34px;color:var(--muted)}.challenge-day:has(input:checked){background:#edf3e7;border-color:#92ae83}.glossary-term h2{font-size:25px}.download-stack{display:flex;flex-direction:column;gap:18px}.download-stack .btn{white-space:normal}.budget-row-labels,.budget-edit-row{display:grid;grid-template-columns:minmax(130px,1.6fr) minmax(100px,1fr) minmax(95px,1fr) minmax(95px,1fr) 90px;gap:12px;align-items:start}.budget-row-labels{font-size:12px;font-weight:700;margin-bottom:10px}.budget-edit-row{padding:16px 0;border-top:1px solid var(--line)}.budget-edit-row label{margin:0;min-width:0}.budget-edit-row label>span{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}.budget-edit-row input,.budget-edit-row select{width:100%;margin:0}.budget-edit-row button{padding:10px;font-size:12px}.budget-comparison{margin-top:32px}.budget-comparison h2{font-size:29px}.comparison-scroll{overflow:auto;margin:22px 0}.comparison-scroll table{border-collapse:collapse;width:100%;font-size:13px;min-width:450px}.comparison-scroll caption{text-align:left;font-weight:700;padding:8px 0}.comparison-scroll th,.comparison-scroll td{padding:12px;border-bottom:1px solid var(--line);text-align:right;overflow-wrap:anywhere}.comparison-scroll th:first-child{text-align:left}.comparison-scroll thead{background:#edf2e6}.comparison-bars{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:28px 0}.comparison-bars>h3,.comparison-bars>p{grid-column:1/-1;margin:0}.comparison-bars h4{font-size:16px}.comparison-bars label{font-size:12px}.comparison-bars progress{display:block;width:100%;height:13px;margin:8px 0 14px}.planned-bar{accent-color:var(--green)}.actual-bar{accent-color:#a97721}.budget-comparison summary{cursor:pointer;padding:12px 0;font-weight:700}
@media(max-width:760px){.challenge-list{grid-template-columns:1fr}.challenge-control{padding:22px}.challenge-week h2{font-size:24px}.journey-form h2{font-size:27px}.budget-row-labels{display:none}.budget-edit-row{grid-template-columns:1fr 1fr;background:white;padding:18px;border:1px solid var(--line);border-radius:12px;margin:14px 0}.budget-edit-row label>span{position:static;width:auto;height:auto;overflow:visible;clip-path:none;display:block;font-size:12px;margin-bottom:7px}.budget-edit-row button{grid-column:1/-1;justify-self:end}.comparison-bars{grid-template-columns:1fr}.budget-comparison{padding:20px}.budget-comparison h2{font-size:25px}.comparison-scroll th,.comparison-scroll td{padding:9px}.journey-result{padding:18px}}
@media print{#detailed-budget,.challenge-control .actions,.checkline,#challenge-storage{display:none!important}.printing-budget main>.pagehead{display:block!important}.printing-budget #budget-comparison{border:0;padding:0}.printing-budget .budget-comparison .actions{display:none!important}.printing-budget .comparison-scroll{overflow:visible}.challenge-list{display:block}.challenge-day{break-inside:avoid;margin-bottom:10px;padding:10px}.challenge-week{break-before:page}.challenge-week:first-of-type{break-before:auto}.challenge-day p{font-size:10pt}.comparison-bars{break-inside:avoid}}

/* Newsroom: restrained editorial typography and readable financial analysis. */
.news-feature{display:grid;grid-template-columns:1.5fr 1fr;gap:3rem;padding:2.5rem;border-radius:22px;background:#142e3b;color:#fff;margin-top:1rem}.news-feature h2{color:#fff;font-size:clamp(2rem,4vw,3.4rem);line-height:1.1}.news-feature .eyebrow{color:#dfc58c}.news-feature p{color:#e2e9e6}.news-feature-side{border-left:1px solid #66807f;padding-left:2rem;display:flex;flex-direction:column;justify-content:center;gap:1.4rem}.news-feature-side span{font-size:1.15rem;font-weight:700}.news-feature-side small{color:#d6dfdb}.news-tabs{display:flex;flex-wrap:wrap;gap:.6rem;margin:1.4rem 0 2rem}.news-tabs .btn{font-size:.85rem;padding:.7rem 1rem}.news-card{border-top:3px solid #185b48}.news-card h3 a{font-size:inherit;line-height:1.4}.news-card small{display:block;margin-top:1.5rem;color:#5c6c6d}.news-disclosure{padding:1.4rem;background:#edf1e9;border-radius:14px}.news-article{max-width:850px;padding-top:1rem;padding-bottom:3rem}.news-article p{font-size:1.07rem;line-height:1.85}.news-byline,.news-date{color:#5c6c6d}.news-article nav{padding:1.5rem;background:#edf1e9;border-radius:14px;margin:2rem 0}.news-article li{margin:.55rem 0}.news-block{padding:1.8rem 0;border-bottom:1px solid #dae0d7;scroll-margin-top:110px}.news-block.reported{padding:1.5rem;border-left:4px solid #185b48;background:#f0f3ec;border-radius:0 12px 12px 0;margin:1.5rem 0}.news-block h2{font-size:clamp(1.45rem,3vw,2rem);line-height:1.3}.news-sources{padding:1.5rem 0}.news-sources a{overflow-wrap:anywhere}.news-table{overflow:auto}.news-table table{width:100%;border-collapse:collapse}.news-table caption{text-align:left;margin-bottom:1rem;font-weight:bold}.news-table th,.news-table td{padding:1rem;text-align:left;border-bottom:1px solid #dae0d7}.news-table thead{background:#142e3b;color:#fff}@media(max-width:760px){.news-feature{grid-template-columns:1fr;padding:1.5rem;gap:1.5rem}.news-feature-side{border-left:0;border-top:1px solid #66807f;padding:1.5rem 0 0}.news-article{padding-left:1.25rem;padding-right:1.25rem}.news-table th,.news-table td{padding:.7rem}.news-tabs .btn{min-height:44px}}@media print{.news-tabs,.news-feature-side,.news-article nav{display:none}.news-block{break-inside:avoid}.news-feature{background:white;color:black}}
.news-article nav{display:block}.news-article a:not(.btn),.news-sources a{ text-decoration:underline;text-underline-offset:3px}.news-tabs{align-items:stretch}.news-feature h2{margin-top:.5rem}header #navigation{gap:18px}.navlink{white-space:nowrap}